Preheat oven to 400°. Spray a 1 quart casserole dish with
non-fat cooking spray.
Layer 1/2 of the potatoes into bottom of the prepared casserole
dish. Top with the onion slices, and add the remaining potatoes. Season
with salt and pepper to taste.
In a medium-size saucepan, melt butter over medium heat. Mix in
the flour and salt, and stir constantly with a whisk for one minute. Stir
in milk. Cook until mixture has thickened. Stir in cream cheese, shredded
cheese, and yogurt all at once, and continue stirring until melted, about
a minute or so.
Pour cheese over the potatoes, and cover the dish with aluminum foil.
Bake for about 1-1 ½ hours, or until potatoes are cooked through,
and top of potatoes has begun to brown and crisp.